Home Equity

$150,000

37.5% ownership

Loan-to-Value (LTV)

62.5%

No PMI needed

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About Home Equity

Home Equity was built for the moment you just need to handle this task and move on — no signup, no upload to a third-party server. Everything happens client-side, which means your files and data never leave your machine. The interface is intentionally minimal so you can focus on the task instead of learning the tool. It is one of about a hundred utility tools that share the same philosophy: do one thing, do it well, get out of your way.

When you'd reach for Home Equity

  • You're hitting the daily limit of a paid SaaS and need a backup option for a single quick job.

    Marketers and ops people whose primary tool is metered.

    Stay productive without burning credits.

  • You're cleaning up a folder of files that accumulated over a project and need to standardize them.

    Designers, writers, and developers wrapping up deliverables.

    Drop each file in, copy the output, move on.

  • You need to handle a one-off task right before a meeting and don't have time to install anything.

    Anyone working remotely on a borrowed or restricted machine.

    Open the page, get the result, paste it into your doc — under a minute.

  • You're on a public or shared machine and don't want to leave traces of what you're working on.

    Travelers, contractors, anyone working from a friend's computer.

    Nothing is uploaded, nothing persists if you're not signed in.

Frequently asked about Home Equity

Is Home Equity really free?
Yes — Home Equity is free for unlimited personal use, with no account required and no watermark on the output.
Can I use Home Equity commercially?
Yes. The output of Home Equity belongs entirely to you, with no licensing restrictions.
Will Home Equity change my original file?
Never. Home Equity only reads your input file and produces a new output file.
Are my files uploaded to a server when I use Home Equity?
Home Equity processes everything in your browser using local APIs. Your files never leave your device.
What browsers does Home Equity support?
Every modern browser released in the last three years: Chrome, Firefox, Safari, Edge, Brave, Opera.